Privacy Policy Statement
Your privacy matters when accessing our budgeting guidance.
Introduction to this Policy
This privacy policy describes how we collect, use, and protect your information when you visit julivarantos.sbs, a family budgeting and household finance guide based in South Africa.
We believe in clear communication and take necessary steps to comply with South African privacy laws, as well as any applicable international regulations.
Information Collected
We collect only limited information you provide directly when contacting us with questions, feedback, or support requests. No unnecessary personal details are gathered through browsing our main site pages.
Information You Provide Directly
- Name and surname for enquiries
- Email address for communication
- Request or message details
- Any feedback or topic suggestions
- Phone number, if you choose to supply it
Information Collected Automatically
- Technical data like IP addresses
- Device type, browser, and version
- Cookies for session management
- Interaction with cookies consent notice
- Time and date of access
How We Use Your Data
Information you share helps us respond to messages, provide relevant answers, and improve our site. We never sell personal information or use it for unsolicited marketing.
- Respond to enquiries promptly
- Provide tailored information
- Improve user experience
- Monitor technical site operation
- Maintain security and privacy
- Comply with South African law
- Record and address feedback
Our Promise: We remain committed to privacy by limiting collection and restricting data sharing. Your trust is important to us every step of the way.
Sharing of Information
Your personal information is not shared with unrelated third parties, except where required for technical operation or legal purposes.
With Service Providers
Some technical service partners help us operate or maintain our website. These providers use your details only for fulfilling relevant functions.
Legal Requirements
We disclose information to regulatory authorities only if required by South African law.
Anonymous Data & Statistics
Aggregated, anonymous statistics may be used to assess site use and performance.
User Rights & Choices
South African law provides certain rights over your information. You may request access, correction, or deletion where appropriate. We respond to such requests as soon as possible.
- You can request copies of the data held.
- You can correct inaccurate details collected.
- You may ask us to delete your personal information.
- Request transfer to another provider is available.
- You may object to data processing activities.
- Ask us to restrict some data uses.
To make a privacy-related request, use our contact form or email. Your request will be handled with care and confidentiality.
How We Secure Data
Appropriate security measures safeguard your information from loss, theft, or misuse. We regularly assess protections to meet South African legal standards.
Technical Safeguards
- Encrypted communications via SSL
- Limited server access controls
- Routine vulnerability updates
- Automated session terminations
Organizational Practices
- Staff trained on data privacy
- User access restricted for necessity only
- Reviewed privacy policies
- Ongoing compliance checks
Data Retention Policy
We retain your information only as long as needed for support, technical, or legal purposes, or as requested by you for deletion.
- Basic contact details stored securely
- No learning courses or modules stored
- Message history for support retained
- No payment or banking data stored
- We do not store marketing preferences
Data is deleted on request or after no contact for 18 months.
International Transfers of Data
Personal information may be stored or processed with providers outside South Africa, but we ensure equivalent safeguards remain in place.
- Cloud storage in secure jurisdictions
- Service providers must comply with POPIA
- Cross-border transfers audited for safety
- Regular risk assessments take place
Use of Cookies
Cookies help manage site sessions and preferences. You may manage cookie use at any time. Our cookie policy has more detail about the types we use.
Cookie Types Explained
- Needed for website operation and consent
- Analyse site use for improvements
- Remember preferences with consent
- Enable key features for visitors
You can change cookie preferences anytime through browser settings.
Policy Updates
We update our privacy policy for new developments or legal obligations. Please check for the latest version regularly.
- We may announce changes on the site
- Updates may be emailed upon request
- Major updates clearly highlighted
- Previous versions can be requested
Your continued site use means you accept updates.
Contact for Privacy Questions
For any privacy concerns, reach out using our contact information below.
Julivarantos
5 Buitengracht Street, CBD, Cape Town 8001 South Africa
Phone: +27(28)8738070
Email: content@julivarantos.sbs
Last updated March 25, 2026.
Effective from March 25, 2026.